Business Owner’s Policy (BOP)

Business Owner’s Policy is a bundle that includes property and liability coverage at a reduced rate for small-businesses that qualify. They contain business coverage show below:

• Employee Dishonesty
• Money & Securities – Inside & Outside
• Equipment Breakdown
• Loss of Business Income – Due to Covered Causes of Loss

This Policy is customize able depending on client needs whereas as restaurant will have different requirements than an electronic recyclable. BOP policies allow certain industries to include Professional Liability – such as Hair Salons. Computer Consultant’s, Lawyers depending on carrier appetite.

However, if the limits requested are greater than what’s s supported by BOP program you will then be required to get separate Commercial General Liability and Commercial Property Coverage’s.