Liability

Commercial General Liability, is an important policy for any small-business protecting them from potential third-party lawsuits. The coverage can help protect business assets if a judgment is rendered against the business. Third-party are brought by someone other that the company’s employees who has suffered personal injury such as slip and fall claims.

There are certain events that can trigger a General Liability lawsuit:

• Bodily injury – Customer claims they slipped on your property and fractured theire hip, if the Judment is found against the business for failure to maintain property, a general liablity policy will pay the judgment
• Completed Products – Customer Clams a busiens product (ex. Sandwich) caused them physical harm, if business if found liablitly legal fees and court-awarded damages would be paid
• Personal and Advertising injury – Coverage for non-physical damages can aries such as copyright or brand infringement
• Medical Expense Coverage – Provides coverage for small and immediate expenses such as ambulance ride